VA Loans
Not sure if you qualify? Want to compare a VA loan to other programs to be sure you are getting the perfect loan? Our loan advisors at American Pacific Mortgage can go over the VA guidelines so you can rest easy knowing that the VA loan is a superior program established in recognition of you.
The VA mortgage is an incredible program that honors our heroes. The amazing benefits to buyers or borrowers cannot be matched by any other loan program. Purchase a home with no money down, borrow 100%* of the value of the home or more, qualify with lenient guidelines, and avoid mortgage insurance requirements with a VA loan.
A VA loan is insured by the U.S. Department of Veterans Affairs and issued by VA approved lenders. This government guaranteed loan encourages these approved lenders to lend with more flexible and lenient qualifying guidelines.
VA loans offer unmatched benefits to our heroes; the veterans, active duty, and surviving spouses.
* Qualifying factors may apply
First Time Buyers
Veterans purchasing their first homes can qualify for more home thanks to no requirement for mortgage insurance. The VA does not require a down payment, and homebuyers can even purchase a home that needs repairs or remodeling and include the costs of those repairs into the VA loan.
Qualifying for a VA loan
Veterans, actively serving military personnel, and surviving spouses of veterans qualify for a VA loan with suitable credit, adequate income, and a valid Certificate of Eligibility.
Streamline Refinance
The VA offers a Streamlined Refinance to lower the interest rates of many veterans without having to re-qualify.
VA Loan Limits by County
|
County |
County Limit |
|
Los Angeles |
$765,600 |
|
Orange |
$765,600 |
|
San Bernardino |
$442,750 |
|
Riverside |
$442,750 |
|
San Diego |
$701,500 |
|
Santa Clara |
$765,600 |
Need to know more?
Call us at (626) 653-1800 or click below to send us an email!